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The nightmare of exchanging dollars to Euros in italy

at 12:28 - 14th, June 2022
I brought most of my money in US cash to Italy and was expecting to be able to change it at any bank here, you know like pretty much anywhere else in the world.
But Italy has some laws in place to stop money laundering or something, thanks mafia...

You need to have a bank account at the bank you're trying to change money at to get anything done and even then most banks aren't actual banks in the conventional sense but rather do most of there banking online. I'd be very surprised if they even carry cash for people to withdraw.

The banks that do change currencies have some crazy exchange rate. The current rate online is 1us to .95euros. They'll do it at 1us to .8x euros.

The exchange offices are even worse, doing it at 0.7x euros.

Who needs the mafia when the banks will screw you.

 

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Alex Alex
News comment 1 | User comment 4890 | 13:10 - 14th, Jun 2022


We actually found a bank that will make the exchange at a reasonable rate and luckily we have an account there.

andrew andrew
News comment 2 | User comment 1304 | 17:29 - 14th, Jun 2022


transferwise has a debit card which is useful for these types of situations

andrew andrew
News comment 3 | User comment 1304 | 17:31 - 14th, Jun 2022


banks will rip you off on exchange rates

Alex Alex
News comment 4 | User comment 4890 | 10:26 - 15th, Jun 2022


Transferwise? Never heard of it.
I've been using my an American account I have that aside from getting flagged the first transaction has been working perfectly with better exchange rates and less fees than anything else.

Today we exchanged some cash at Ale's mom's bank which went without any issue and got a really good exchange rate. So there's always that.

I've been thinking about opening a bank account here but would need a social id number to do it, and fuck that.

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